Adverse Credit Mortgages - Without you realising it, lenders may be relying on out-of-date or incorrect entries, or entries which don't tell the full story, or which shouldn't in fairness have been put on your file in the first place. This includes county court judgements (ccj's), defaults, arrears, iva's, discharged bankrupts, or even entries which relate to people that live with you in your household.

You can, however, do something about it, and repair your credit file so that you can once again start applying for credit with confidence.

For people who cannot repair their credit file, the good news is that there are lenders out there who will consider people with adverse credit history and offer adverse credit mortgages.

Care should be taken when making applications to the wrong lenders, as a turned down application can leave a “fingerprint” or “footprint” on your credit file and register every time that you are turned down, these are then viewed by potential lenders who are put off by the refusals.

Adverse Credit Mortgages - Our advice is to seek advice from our specialist mortgage brokers who can arrange adverse credit mortgages and remortgages with specialist adverse lenders.

So don't despair and don't let your credit problems put you off from applying, as help is usually available! CCJ's, DEFAULTS, ARREARS, IVA's, DISCHARGED BANKRUPTS ARE ALL ACCEPTABLE.

Adverse Credit Mortgages continued - adverse credit mortgages

If you would like an online adverse credit mortgages quote, or you would like to speak to a mortgage advisor, phone us on Tel. 01254 660101, our lines are open 9am - 9pm Monday to Thursday and 9am - 5pm Friday

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